PRODUCTS

ORDER FINANCING

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How It Works

When your business receives a large purchase order from a customer, but needs upfront payment for your supplier, a working capital gap can arise if the customer’s invoice won’t be paid for 60-90 days. This delay risks the order and customer confidence. Traditional bank financing is often difficult to obtain, as it relies on past performance and proof that you can handle large orders. Purchase order financing offers a solution by directly paying your suppliers. Your business fulfills the order, and proceeds are distributed after the shipment is received. This financing can support a single transaction or scale with your company’s needs.

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Who Uses It

Purchase Order financing is designed for growing businesses that want to fulfill large orders. These businesses often have limited access to working capital and/or poor cash flow. The types of businesses that usually qualify include manufacturers, distributors, wholesalers/resellers, and importers/exporters

INVOICE DISCOUNTING

Invoice discounting is a form of debtor finance that helps companies with cash flow challenges due to customers paying invoices in 30 to 90 days. It allows businesses to get cash faster than waiting for customer payments, enabling them to meet financial obligations and invest in growth. Longrun Finance Limited issues debt through invoice discounting, always less than the total amount on the outstanding invoice, with a percentage agreed upon for invoices less than 90 days old.

Invoice Discounting Includes The Following Steps:

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The goods or services are provided to the customer and the business (or behaviour) issues an invoice.

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The business sends details of the invoice to Longrun Finance Limited (the financing company).

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Longrun Finance Money Lenders Limited provides funding (at an agreed percentage of the face value of the invoice) to the business.

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Invoices are handed over to Capital Credit Service by the business.

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When the debtor (the final customer) pays the invoice, the balance is sent to the business minus a service fee.